Reference

Legal Rules That Shape Your Account

Every rule that governs your kariya11 account sits on this page: how we verify a wallet, when we hold a payment for checking, and what you can ask us to change.

Plain-English account rulesbKash, Nagad, Rocket checksAccess set by local lawWritten change requests
kariya11 Legal Rules That Shape Your Account
LEGAL HELP DESK

Where To Send A Legal Question

Questions about a rule, a held payment or closing your account go to our Bangladesh support desk through live chat, and you can email the same team when you want a written trail. Both routes reach agents who can see your account history, so you will not explain the same thing twice. Tell us which rule you are asking about and which wallet you used — bKash, Nagad or Rocket — and we can pull the matching record.

Live Chat Open chat from your account menu and an agent picks up the thread with your wallet and login history already on screen, so the first reply is specific.
Email Requests Send a written request to the support address and keep the reply as your record. This route suits anything you want documented in a message thread.
Wallet Ticket Raise a ticket from the wallet page for payment disputes. The reference number stays attached to the case until an agent closes it.
DATA AND SECURITY

How We Handle Your Records

Your account data stays tied to the identity checks we run at sign-up, and we keep it only as long as the law requires us to. Cookies do the small jobs: keeping your session alive so you are not typing a password on every screen, and remembering the language you picked. Security steps sit on your side too — your login OTP, your wallet PIN, and the handset you usually sign in from. Want to see, correct or delete something we hold? Ask us and we will walk you through the request.

Data We Hold Name, mobile number, wallet details and the identity documents you send us. We use them to run your account, not to pass around for anything else.
Cookies And Sessions The cookies we set keep your session open between screens and remember the language you picked. Blocking them in your browser logs you out more often and resets your view.
Account Security Your login OTP and wallet PIN are yours to keep. We never ask for them in chat, and we will not call you chasing a one-time code.
Retention And Changes Records stay with us while your account is open and for the period local law sets afterwards. Ask support to correct or remove what we hold and we log the request.

Legal Questions We Get Asked

When the same legal question keeps landing in our support queue, we add it here. The six below cover access, wallet ownership, data copies and closing an account — the things people ask about most before and after they open one. If your case is not covered, message the desk with your account number and we will answer with the rule that applies and the record behind it.

Yes. Eligibility depends on the law where you live and on eligible regions, so we cannot confirm access for every country. Check the terms for your region before you send a deposit.

bKash, Nagad and Rocket each leave a transaction ID in the app. Keep that reference — it is the first thing an agent asks for if a deposit or withdrawal is held.

You can ask us to close it at any time and we settle any pending wallet balance first. Some records stay with us after closing because local law requires it.

We treat it as a breach of the account terms. Money sent from a wallet in another person's name may be held while we check, and the account can be restricted.

Send the request from the mobile number or email registered on your account so we know it is you. We reply with what we hold and explain anything you want corrected.

They can. When a change affects your wallet, login or access, we post the new wording on this page before it applies, and support can send you the earlier text.
Reference

Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.